Tag: rewarDS

“One who takes the road less traveled earns the rewards most missed.”― Matshona Dhliwayo

Daily writing prompt
What could you do differently?
View all responses

Phew! Where does one start…lol! There is so much I could do differently and should, but for this post, I will focus on one. 

Image: Canva

I could make better use of the loyalty programmes I belong to!

It probably seems odd, but the reality is that those loyalty benefits can extend your salary if you use them as intended. There are two loyalty programmes that I could be making the best use of.

My Banking Loyalty Programme

I love my bank. It is digitally savvy. I earn loyalty points every time I swipe my card. I will shop anyway, so why not earn points just for shopping? I earn extra points for filling up at the specified Petrol (Gas) station brand, shopping at specified stores, and, of course, having certain banking products. So earning them is relatively easy, although every year they make it a little more difficult :(. How does this stretch my salary? Well, I can

  • Pay for petrol
  • Shop at a popular Health and Beauty Store that is in every mall
  • Pay for my online shopping at the most popular online stores
  • Pay my monthly banking fees.
  • Pay for flights and car hire
  • Pay a fraction of the cost for certain courses on Udemy

The list of benefits is pretty long, and I usually allow the points to accumulate so that I have a backup for those months when I need to make an unexpected trip that knocks my petrol budget off. If I need to free up extra cash, I pay for my banking fees using points that month. I also use it for emergency pharmacy purchases.

My Medical Aid Loyalty Programme

The thing i like about the this loyalty programme is that is designed to encourage you to live a healthy lifestyle. 

  • Exercising and meeting your fitness goals earns points
  • Buying healthy food earns points, although I disagree with a few items on their list. The vast majority are fruits, veggies, complex carbs, proteins, and healthy fats.
  • having Health numbers checked and staying with health guidelines
  • getting your preventative check-ups done like mammograms and pap smears etc

And, of course, I get to use them for most of the same things as my banking loyalty programme.  I can convert the points to cash to pay my linked credit card. I also get excellent discounts on sportswear and equipment. 

I guess that’s what I will be doing tomorrow. I will be going through the programmes and playing how I will be maximising my points this year.

Do you belong to loyalty programmes? Do you make good use of them?

Thanks for popping by. Be blessed!

Celebrating 2023: A month of gratitude – Day 10

Join me as I recount my laid-back day and reflect on my accomplishments of the past year, including professional development, academic completion, and personal growth.

Today was a lazy day. I was also a day of reflection of the year that was and all that I had accomplished.

I cannot tell you when last I slept so much through the course of a day. I put old episodes of Law & Order on and snoozed ever so often while watching. I love Law & Order and am thrilled to see that there is a new season. I love listening to that New York accent and guessing who did the crime. It also helped that it was a cool wet day as well. Perfect for reading, watching TV and napping.

I have also enjoyed long calls and quality time with great friends. This has been a soul restoring weekend. Just what the doctor ordered.

In addition, I spent the time reviewing what I had wanted to achieve this year as well as planning my goals for 2024. Below is a list of some the goals I had set and how I performed against them.

  1. Becoming disciplined: I set myself the goal of creating a system that would lay the foundations of becoming more disciplined. I also started reading ‘The Daily Stoic’ and ‘Discipline is Destiny’, both by Ryan Holiday. I didn’t finish either book so that tells you how close I came to achieving that goal! Lol! I did finish ‘Building a Second Brain’ by Tiago Forte though and that did help me create a system that allows me to store information better. I still have work to do on it though. The Universe also sent two highly disciplined new members to join my team at work. I think It saw that I was a bit of a lost cause so I got disciplined people instead :).
  2. Read more: I set myself the goal of reading 45 books this year and am sitting on 23 which is two more than I read last year. I will end the year on about 25 or 26. I may not have achieved the 45 but I did read more than last year so it’s a win in my books.
  3. Complete my Honours Degree: I also knew that I had to complete the last two subjects required for my honours degree this year. I am so thrilled that I have achieved this!
  4. Present more often: At work I came out of my shell and presented more often. It absolutely terrified me but I am still standing so I guess it wasn’t that bad. I presented at least once a month to a forum in which our Africa leadership team was present, led 2 training sessions for the same forum and joined our wellness team and ran a training session through this team as well. Considering I probably presented once or twice in the same forum last year, I would say that I outdid myself this year! Oh wait, the icing on the cake was the training sessions I ran as part of a workshop in Nigeria this year. I was so nervous as our Marketing VP joined my session first but, once again, I survived and in fact, I felt like I thrived! Whoop whoop!
  5. Develop an abundance mindset: I worked hard to change my mindset from that of scarcity to abundance. I have definitely made progress but I still have work to do. Here I have focused on asking myself “How can I afford it?” vs “I can’t afford it” as an example.
  6. Exceed expectations: I won 2 awards at work recognising my contribution to a squad I was apart of. That blew my mind. I did not expect it.
  7. Be More Visible at Work: Lastly, and very importantly, this year I felt seen and appreciated by the right people in the right places at work. I am very grateful that I was able to achieve this while dealing with a grieving son and completing my studies amongst other things.

Three commitments that I made to myself this enabled at least 90% of these accomplishments. I committed to:

  • feel the fear and do it anyway
  • be authentic in everything I do
  • Trust that God opened the door/put me in the room for a reason. My job was to do the work and always put my best foot forward. He would take care of the outcome.

This has been a very good year in so many ways. It’s definitely been a year worth celebrating! I am very grateful to have experienced it. I look forward to experiencing all the good things that 2024 brings and it will be an even better year!